Privacy Policy for Kredique

 

Privacy Policy for Kredique

Effective Date: February 21, 2026

At Kredique, built by Krishnam App Studio, we are committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your information when you use our mobile application.

1. Information Collection and Use

Kredique is primarily a utility application. Most features, including EMI calculations, loan comparisons, and tax planning, function offline and do not require you to provide personal identification information.

  • Personal Data: We do not collect personally identifiable information (such as your name, address, or phone number) unless you voluntarily provide it to us through support emails.

  • Financial Data: All financial inputs (loan amounts, interest rates, income, etc.) are processed locally on your device. We do not store or transmit your personal financial data to our servers.

2. Log Data

In the event of an error or crash in the app, we may collect data and information (through third-party products) on your phone called Log Data. This Log Data may include information such as your device Internet Protocol (“IP”) address, device name, operating system version, the configuration of the app when utilizing our service, the time and date of your use of the service, and other statistics.

3. Third-Party Services

The app does use third-party services that may collect information used to identify you. These may include:

  • Google Play Services (for app updates and performance)

  • Google Analytics for Firebase (to understand app usage and crashes)

  • AdMob (if advertisements are displayed)

4. Security

We value your trust in providing us with any information. However, remember that no method of transmission over the internet, or method of electronic storage, is 100% secure and reliable, and we cannot guarantee its absolute security.

5. Children’s Privacy

Our Services do not address anyone under the age of 13. We do not knowingly collect personally identifiable information from children under 13. If we discover that a child under 13 has provided us with personal information, we immediately delete this from our servers.

6. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. Thus, you are advised to review this page periodically for any changes. We will notify you of any changes by posting the new Privacy Policy on this page.

7. Contact Us

If you have any questions or suggestions about our Privacy Policy, do not hesitate to contact us.

Developer Name: Krishnam App Studio

Email: krishnamappstudio@gmail.com

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